:root{--navy:#0b2f5f;--blue:#1557a8;--gold:#d9a928;--ink:#172033;--muted:#64748b;--soft:#f5f8fc;--white:#fff;--border:#dbe3ef;--shadow:0 18px 45px rgba(11,47,95,.14);--radius:18px}*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;font-family:Inter,ui-sans-serif,system-ui,-apple-system,BlinkMacSystemFont,"Segoe UI",Arial,sans-serif;color:var(--ink);line-height:1.6;background:var(--white)}a{color:inherit}.container{width:min(1160px,92%);margin:auto}.topbar{background:#081f40;color:#dbeafe;font-size:.92rem}.topbar .container{display:flex;justify-content:space-between;gap:16px;padding:8px 0;flex-wrap:wrap}.header{position:sticky;top:0;z-index:10;background:rgba(255,255,255,.92);backdrop-filter:blur(14px);border-bottom:1px solid rgba(219,227,239,.8)}.nav{display:flex;justify-content:space-between;align-items:center;gap:24px;padding:15px 0}.logo{display:flex;align-items:center;gap:12px;text-decoration:none;font-weight:900;color:var(--navy);letter-spacing:-.03em;font-size:1.18rem}.logo-mark{width:44px;height:44px;border-radius:14px;display:grid;place-items:center;background:linear-gradient(135deg,var(--navy),var(--blue));color:white;box-shadow:0 10px 22px rgba(21,87,168,.22)}.nav-links{display:flex;align-items:center;gap:22px}.nav-links a{text-decoration:none;color:#23314d;font-weight:700;font-size:.96rem}.nav-links a:hover{color:var(--blue)}.mobile-toggle{display:none;background:transparent;border:0;font-size:1.7rem;color:var(--navy)}.btn{display:inline-flex;align-items:center;justify-content:center;gap:9px;border:0;border-radius:999px;padding:13px 22px;background:var(--gold);color:#111827;font-weight:900;text-decoration:none;box-shadow:0 12px 25px rgba(217,169,40,.28);cursor:pointer;transition:.22s ease}.btn:hover{transform:translateY(-2px);filter:brightness(1.05)}.btn.secondary{background:white;color:var(--navy);border:1px solid var(--border);box-shadow:none}.btn.blue{background:var(--blue);color:white;box-shadow:0 12px 25px rgba(21,87,168,.26)}.hero{position:relative;overflow:hidden;background:radial-gradient(circle at 80% 20%,rgba(243,201,74,.28),transparent 28%),linear-gradient(135deg,#082044 0%,#0d3f7d 52%,#1d6fd6 100%);color:white}.hero:before{content:"";position:absolute;inset:0;background-image:linear-gradient(rgba(255,255,255,.06) 1px,transparent 1px),linear-gradient(90deg,rgba(255,255,255,.06) 1px,transparent 1px);background-size:42px 42px;mask-image:linear-gradient(to bottom,rgba(0,0,0,.8),transparent)}.hero-grid{position:relative;display:grid;grid-template-columns:1.08fr .92fr;gap:46px;align-items:center;min-height:760px;padding:84px 0}.kicker{display:inline-flex;align-items:center;gap:8px;background:rgba(255,255,255,.12);border:1px solid rgba(255,255,255,.24);padding:8px 13px;border-radius:999px;color:#fef3c7;font-weight:900;margin-bottom:18px}.hero h1{font-size:clamp(2.45rem,5.2vw,5.1rem);line-height:.98;letter-spacing:-.06em;margin:0 0 22px}.hero p{font-size:1.18rem;color:#eaf2ff;max-width:650px}.hero-actions{display:flex;gap:13px;flex-wrap:wrap;margin:30px 0}.hero-card{background:rgba(255,255,255,.96);color:var(--ink);border-radius:28px;padding:28px;box-shadow:0 30px 90px rgba(0,0,0,.28);border:1px solid rgba(255,255,255,.48)}.trust-row{display:grid;grid-template-columns:repeat(3,1fr);gap:12px;margin-top:22px}.trust-stat{background:rgba(255,255,255,.1);border:1px solid rgba(255,255,255,.18);border-radius:16px;padding:14px}.trust-stat strong{display:block;color:#fff;font-size:1.25rem}.trust-stat span{color:#dbeafe;font-size:.9rem}.quote-mini label,.form-card label{display:block;font-weight:800;font-size:.9rem;margin:12px 0 6px;color:#23314d}input,select,textarea{width:100%;border:1px solid var(--border);border-radius:12px;padding:13px 14px;font:inherit;background:white}textarea{min-height:120px;resize:vertical}.form-note{font-size:.84rem;color:var(--muted)}.section{padding:86px 0}.section.soft{background:var(--soft)}.section-head{max-width:760px;margin:0 auto 42px;text-align:center}.section-head h2{font-size:clamp(2rem,3vw,3.1rem);line-height:1.07;margin:0 0 14px;letter-spacing:-.045em;color:var(--navy)}.section-head p{color:var(--muted);font-size:1.08rem}.grid{display:grid;gap:22px}.grid.cards{grid-template-columns:repeat(4,1fr)}.service-card,.feature-card,.review-card,.carrier-card,.form-card,.map-card{background:white;border:1px solid var(--border);border-radius:var(--radius);padding:24px;box-shadow:0 8px 24px rgba(15,23,42,.05);transition:.23s ease}.service-card:hover,.feature-card:hover,.carrier-card:hover{transform:translateY(-6px);box-shadow:var(--shadow)}.icon{width:52px;height:52px;border-radius:16px;display:grid;place-items:center;background:#eaf2ff;color:var(--blue);font-size:1.5rem;margin-bottom:16px}.service-card h3,.feature-card h3{margin:0 0 8px;color:var(--navy)}.service-card p,.feature-card p,.review-card p{color:var(--muted);margin:0}.split{display:grid;grid-template-columns:1fr 1fr;gap:34px;align-items:center}.panel{background:linear-gradient(135deg,var(--navy),var(--blue));color:white;border-radius:30px;padding:42px;box-shadow:var(--shadow)}.panel h2{font-size:2.4rem;line-height:1.08;margin:0 0 16px;letter-spacing:-.04em}.checklist{list-style:none;padding:0;margin:22px 0 0}.checklist li{margin:12px 0;padding-left:30px;position:relative}.checklist li:before{content:"✓";position:absolute;left:0;color:var(--gold);font-weight:900}.carriers{display:grid;grid-template-columns:repeat(5,1fr);gap:15px}.carrier-card{display:grid;place-items:center;min-height:86px;text-align:center;color:var(--navy);font-weight:900;background:linear-gradient(180deg,#fff,#f8fbff)}.reviews-grid{grid-template-columns:repeat(3,1fr)}.stars{color:var(--gold);font-size:1.1rem;letter-spacing:2px;margin-bottom:10px}.cta-band{background:linear-gradient(135deg,var(--navy),#1d6fd6);color:white;border-radius:30px;padding:44px;display:flex;justify-content:space-between;align-items:center;gap:24px;box-shadow:var(--shadow)}.cta-band h2{margin:0;font-size:2.1rem;letter-spacing:-.04em}.two-col{display:grid;grid-template-columns:1.12fr .88fr;gap:26px;align-items:start}.form-card{padding:30px}.inline-grid{display:grid;grid-template-columns:1fr 1fr;gap:14px}.footer{background:#071f40;color:#dbeafe;padding:54px 0 28px}.footer-grid{display:grid;grid-template-columns:1.3fr repeat(3,1fr);gap:30px}.footer a{display:block;color:#dbeafe;text-decoration:none;margin:7px 0}.footer h4{color:white;margin:0 0 12px}.small{font-size:.88rem;color:#9fb5d1}.float-chat{position:fixed;right:22px;bottom:22px;z-index:20;background:var(--blue);color:white;text-decoration:none;padding:14px 18px;border-radius:999px;font-weight:900;box-shadow:0 14px 32px rgba(21,87,168,.32)}.reveal{opacity:0;transform:translateY(24px);transition:all .7s ease}.reveal.active{opacity:1;transform:none}@media(max-width:900px){.mobile-toggle{display:block}.nav-links{display:none;position:absolute;top:75px;left:0;right:0;background:white;padding:20px 4%;box-shadow:var(--shadow);flex-direction:column;align-items:flex-start}.nav-links.open{display:flex}.nav-links a{color:var(--navy)}.hero-grid,.split,.two-col,.footer-grid{grid-template-columns:1fr}.hero-grid{min-height:auto;padding:62px 0}.grid.cards{grid-template-columns:1fr 1fr}.carriers{grid-template-columns:1fr 1fr}.reviews-grid{grid-template-columns:1fr}.cta-band{display:block}.inline-grid{grid-template-columns:1fr}}@media(max-width:560px){.grid.cards{grid-template-columns:1fr}.hero-actions{display:block}.hero-actions .btn{width:100%;margin-bottom:12px}}